myki Pass Great if you travel often and on consecutive days. For instance, your applications for new cards and balance transfers remain subject to approval. 3. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Now you cannot access it on your original device. Can You Get a Student Credit Card With No Income? Any money on your card will be protected. If you have a Mastercard or VISA card you can get and top up a Mobile myki. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. You can also update it there if youre not on the latest version. This will allow you to deactivate your Mobile myki. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. You need to submit a balance transfer application that is subject to approval. Most issuers of balance transfer cards let you initiate the balance transfer process online. Once your phone has rebooted, go to Mobile myki within Google Wallet. Do Not Sell or Share My Personal Information. Press question mark to learn the rest of the keyboard shortcuts. there's no excuse for this money-grubbing by the Myki corporation. This will let you manage your myki as you would a physical myki card. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Only time I had to was when my original myki was expiring. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . To keep travelling with auto top up or Auto-load, youll need to set it up again. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. No. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. But yeah, a fair bit that is just backwards. How can I check the balance of my myki card? - KnowledgeBurrow WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Choose the zones you want to travel in and the number of consecutive travel days you need. You can register either when you buy your myki, or at a later date. What if my card is lost or stolen? 0000001429 00000 n 0000001606 00000 n <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> -- Lee Huffman, credit card expert at BaldThoughts.com. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. You can only have your Mobile myki active on one device at a time. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Do Seniors Myki Cards Expire - WHYIENJOY Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Enter the amount of debt you want . A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. Myki myths 3: credit expires after 90 days - no it doesn't hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M JavaScript must be enabled to use this site.We're sorry for any inconvenience. Myki - grabbing unclaimed money - Public Transport - Whirlpool.net.au Here are some tips to save on fees and interest on a balance transfer. Yes, #Myki cards expire after four years - Daniel Bowen You might also lower your overall monthly payments and turn multiple bills into one easy payment. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. How long do balance transfers take with Chase? nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? Refund of Myki card balance - Melbourne Forum - Tripadvisor You can replace some types of tickets if they are lost or stolen. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. How to replace your myki: - Vtsnfttest.com.au All myki smartcards expire after four years. Personal Credit Cards? Enter your card number and other required information.4 To replace your myki online, you must be requesting the same fare concession type as your original myki. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Opinions expressed here are the authors and/or WalletHub editors'. For example, set your myki Money to top up with $50 when your balance reaches $10. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Any other travel benefit such as free weekend travel isn't available at this time. Why Military Personnel Are Vulnerable to Identity Theft? If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Mobile myki will now be reactivated on your phone, with your account details the same as before. Select the 'Activate' option. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Four reasons a credit-card balance transfer may be a bad idea We have this new thing called EMAIL. PDF myki FAQs - @RACV It's shit like this which makes me happy and proud I have never used Myki in my life. The reason for that is because low interest rates for transfers are made to attract new customers. But what if the amount is comparable to or less than the postage? When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. How to pause your Myki or get your money refunded while you're stuck at About Myki cards & Mobile Phone SIM cards - Tripadvisor Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor New comments cannot be posted and votes cannot be cast. I have a card with $19.90 on it. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. A Mobile myki expires after two years. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. 0000005683 00000 n In addition, it is not any companys responsibility to ensure all questions are answered. 2. Done it twice now. Edited for typos. an_square_one 11 yr. ago Wells Fargo Credit Card - Balance Transfer - Wells Fargo 184 0 obj They earn interest on it. How do I know if my balance transfer was approved? We recommend visiting the card issuers website for the most up-to-date information available. You can manage your Adelaide metroCARD online by setting up an account. You probably want to transfer a balance to save money not spend more. Update the app and try again. Choose a card from the list or search by location or card name. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Know your existing credit card's interest rates, balances, and balance transfer limits. 2. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. endobj You can then see what Android version youre on. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Can someone explain why this isn't possible? Simply allow 24 hours for travel and transactions to appear. 0000006952 00000 n there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). This answer was first published on 03/01/23. This may also be an anti money laundering thing. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Annual Fee: $0. Myki messed me up today : r/melbourne - Reddit My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Myki (/ m a. I know there's nothing you can do. One may also ask,do pensioners get free train travel in . How to transfer or move myki money pass (Public - YouTube If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. How Does a Balance Transfer Work? | Credit Karma A subreddit for Melburnians and Melbourne enthusiasts! Find out how much to top up at Fares. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Your original go card will be cancelled immediately and cannot be used for further travel. We are committed to being fully transparent with our readers. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. I found that other card with $19.90 on it. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Depending on your card provider, you may initiate the process online or over the phone. <>stream You need to apply for a balance transfer. 0000005348 00000 n How do I get a refund for my Myki card? - Melbourne Forum You can request a new, free myki smartcard through your online account. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. Tap Transfer Existing Card. What are the best Ways to Start Travel Hacking? NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. What is a balance transfer and how does it work? - CreditCards.com I'm in Adelaide. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. Please note, balance transfer is not instantaneous. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. Why is it impossible to transfer money online between different Myki cards? Manage another person's myki Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. You need to be connected to the internet to top up your Mobile myki. Keep in mind that credit utilization is also affected by individual card balances. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Yes. If you're entitled to these additional benefits, you can access them by using your myki smartcard. You will need to provide identification to show that you are the registered myki card holder. Unregistered vehicle permit. <> If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. <> My old one is registered and everything with my account but there seems to be no way to import that one in. 0000004139 00000 n You'll need to know the account number for your existing balance and how much you want to transfer. About go card | Translink Melbourne commuters to use their phones as a Myki, but only if they're The balance transferred when the old card expired. We're working to improve the messaging. Wtf? Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. <>stream Myki Q+A: Straight answers to your questions | Public Transport Users Myki Card | Buy or Top-up | Transport and Driving | Service Victoria EDIT; The card that I want to transfer FROM was lost and it was de-activated. Here's where to find it: After logging in to your account, go to "Card Details.". If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. Cincinnati Police Federal Credit Union Balance Transfers Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. You can replace your ticket if its expired, damaged or defective. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. You can read the Terms of Service online. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . A quick tutorial to transfer your myki balance between google pays on different android phones. 0000004635 00000 n You would think they could have done it over the phone. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. 179 0 obj 0000013222 00000 n xref Compare Balance Transfer Cards | finder.com Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Learner permit or driver test. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. <> From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. How to Transfer a Credit Card Balance to Another Card The Pros And Cons Of Balance Transfer Credit Cards - Forbes